Venmo has become a popular platform for seamless money transfers and transactions, allowing users to split bills, pay friends, and make online purchases. While linking a bank account is a common way to fund your Venmo account, not everyone may have or want to connect their bank account to the platform. In this article, we’ll explore alternative methods how to add money to venmo without bank account?, providing you with viable options to continue using the app conveniently.

Use a Debit or Prepaid Card

If you don’t have a bank account linked to your Venmo profile, you can still add funds using a debit card or a prepaid card. Follow these steps

Open the Venmo app and log in to your account.

Access the main menu by tapping the three horizontal lines icon.

Choose “Manage Balance” and then select “Add Money.”

Enter the desired amount you want to add.

Instead of selecting a bank account, choose the option to add funds using a debit or prepaid card.

Enter your card information, including the card number, expiration date, and CVV.

Confirm the transaction and follow any additional verification steps if prompted.

Cash Reloads

Venmo has partnered with retailers like CVS, 7-Eleven, and Dollar General to offer cash reload services. This option is particularly useful for users who prefer to use physical cash. Here’s how it works

Find a participating retailer that offers Venmo cash reloads.

Visit the store and ask the cashier for a Venmo cash reload.

Provide the cashier with the amount you want to add to your Venmo account in cash.

The cashier will initiate the cash reload process and provide you with a receipt.

Open the Venmo app and navigate to “Manage Balance” > “Add Money.”

Select the “Cash Reload” option and follow the prompts to complete the transaction.

Enter the information from your receipt to verify the cash reload.

Receive Payments

Another way to add funds to your Venmo account without a bank account is by receiving payments from friends, family, or other users. They can send you money through Venmo, and the received funds will be added to your Venmo balance. You can then use this balance for future transactions.


Keep in mind that while these alternative methods allow you to add money to Venmo without a bank account, they may involve additional fees or limitations. It’s important to review Venmo’s terms and conditions as well as any associated fees before using these options.

Although linking a bank account is a convenient way to add money to your Venmo account, there are alternative methods available for users who prefer not to use a bank account. By utilizing debit or prepaid cards, cash reload services, or receiving payments from other users, you can continue to enjoy the benefits of Venmo’s seamless money transfer and payment platform without the need for a traditional bank account. Always ensure you understand the terms, fees, and limitations associated with these alternative funding options to make informed decisions when adding money to your Venmo account.